Refinance.com was previously known as Homebridge Mortgage Bankers which was founded in 1989. We have helped thousands of clients reach their home financing goals through its diverse range of mortgage and refinancing options. A privately held company, our officers and primary shareholders bring years of collective experience in a wide range of areas that help make them the best source for home financing needs. With backgrounds in mortgage banking, real estate, financing, capital markets and regulatory compliance and administration issues, the leaders at Refinance.com bring invaluable knowledge and expertise together to formulate the best financing options for our clients.

Refinance.com takes pride in providing affordable financing to borrowers of all incomes. By making loans direct to the consumer, we are able to eliminate expensive middleman and offer competitive rates for an array of loan programs, including Debt Consolidation loans, Home Improvement loans and Home Equity loans.

With our free consultation service, we can match our clients with the program best suited to their needs. The consultation process is quick and easy and ensures that the program ultimately chosen is exactly right for each individual. During the consultation, a Refinance.com certified loan consultant will identify our client’s credit needs, analyze their finances and credit history, explain the various loan options available and then customize a loan for their needs.

The focus at Refinance.com is on service: we guide each client through the loan process, staying in close contact with them from the application stage of the process to closing, making sure that all questions are answered and that each client’s individual needs are met, in order to ensure that all our clients are fully educated before making a home financing decision.

For over 16 years, we have been a leader in the home financing industry. Our many referrals from current and past consumers are also testaments to the value of our product offerings and the quality of our service.

No matter what your reason for bad credit mortgage refinance, you can achieve a mortgage refinance. There will be some fancy maneuvering by your lender in most cases but never the less a bad credit refinance can be done. Those pesky creditors have a nasty way of keeping up with if you have had some delinquencies but we know that bad things happen to good people sometimes. Refinance.com also knows that a blemish on your credit or even your current mortgage does not mean you cannot handle a mortgage. There are circumstances that are beyond our control sometimes. We understand family illness, unemployment and other situations. These circumstances do not define who you are. Bad credit refinance is necessary if you need to do a debt consolidation and in most cases can still save you money over time. If your credit history is less than sparkling the most important factor to getting a refinance approved is to disclose these unfavorable marks as soon as possible so we may design a game plan to overcome it. Giving your lender a complete written explanation of every negative credit account will help you and is usually relatively easy to handle. Refinance.com is an industry leader in bad credit refinance. We have the ability and expertise to take a bad situation and turn it into a good one.

California mortgage refinancing rates are on the down slide. Even though California has some of the highest interest and highest per square footage rates, refinance.com can still help you lower your current loan. Refinancing is basic-take your current mortgage, pay the existing loan off with a new mortgage from a current or new lender. There are thousands of lenders out there who claim they will get you the lowest rate but refinance.com professionals will guarantee it. If you are in a California mortgage loan that is uncomfortable to the possibility of foreclosure, then you need our help. Don’t let foreclosure ruin your credit when there are so many options for refinance. We will take every step available to find the right California refinance rate out there. The professionals at refinance.com want this process to be easy.

Florida mortgage refinancing, with over 1350 miles of gorgeous coastline, communities are growing in numbers in Florida. The higher the population the higher the cost of real estate which means some home owners could be locked into a mortgage that does not blend with their current financial situation. You are no longer enslaved to your current rates due to the increasing number of available refinance options. A Florida refinance is quite simple with the right agents working for you. At refinance.com we use our expertise to find the perfect fit for your budget. When rates began dropping in the late 90s many home owners chose a rate that was adjustable only to find out later their monthly mortgage payments had skyrocketed. There is a solution. You may be eligible for a fixed rate mortgage which will allow your current loan to be paid off and a new loan be set in place for a period of 15, 20 or 30 years. You may also refinance your existing ARM to get a finance rate that is currently lower today.